CFW

Partner with us to create a healthier, more productive workforce

Program Structure for Employers

Goal:

Employer Benefit:

Budgeting & Cash Flow Management – how to stretch income and reduce overspending.
Debt Reduction Strategies – tackling credit cards, student loans, and other obligations.
Building Savings & Emergency Funds – creating stability and security.
Credit Improvement – understanding and increasing credit scores.
Goal Setting & Financial Planning Basics – aligning money with life priorities.
Fundamentals of Wealth Building - Preparing to accumulate, preserve and protect wealth.

A customized financial plan that provides the client with a clear, visual overview of their entire financial situation, helping them understand their assets, liabilities, cash flow, and goals in a holistic way.
Budget set up, walk-thru and coaching on fin-tech tool
Goal setting (short-term like travel/home; long-term like retirement)
Guidance on prioritizing goals (cash flow improvement, debt payoff, savings, homebuying, retirement, credit building and credit improvement, budgeting, etc).
Accountability check-ins to stay on track.
Estate Planning services for employees as needed. These services include Will-Based Plans, Trust-Based Plans, Powers-Only Plans: Deed Prep & Filing, and a Visual Plan Summary if the client needs to review the previous estate plan documents. Additional cost.

Payroll Savings Programs – automatic savings deductions for emergencies or goals.
Student Loan Repayment Assistance – helping employees reduce debt faster.
Retirement Readiness Programs – ensuring employees maximize employer 401(k)contributions and plan for the future.

Start your journey with Carval Financial Wellness - empower your team, strengthen your culture, invest in success