1. Scope of Services
The Coach will provide monthly financial coaching, including one-on-one sessions, email support, and access to educational tools. Coaching focuses on education, goal-setting, budgeting, and financial decision-making. Coaching is not investment, tax, or legal advice. The Coach may provide general information on financial products but will not recommend specific investments. Client is encouraged to consult licensed professionals for investment, tax, or legal matters.

2. Client Responsibility
Client understands that coaching is a voluntary process and that all financial decisions are their own responsibility. The Coach will not contact creditors or act on the Client’s behalf.

• First consultation: Free
• Monthly coaching rates (choose one):
$140/month - 3-month $135/month - 6-month $130/month - 12-month
• Suggested minimum commitment: 6 months
• Payment is due at the beginning of each session.

4. Confidentiality
All Client information will be kept confidential unless required by law. The Coach acts in the Client’s best interest and does not receive commissions from financial institutions or third-party providers.

5. Termination
Either party may terminate this Agreement at any time with written notice

Client Signature